在国内贷款存香港的银行吃利率差违法吗? - V2EX
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wellyougo

在国内贷款存香港的银行吃利率差违法吗?

  •  
  •   wellyougo 21 days ago 1468 views

    如题。 在国内环境这么差的情况下,并且贷款利率如此低的情况下。

    10 replies    2026-04-07 21:18:53 +08:00
    biaoge123
        1
    biaoge123  
       21 days ago
    这么折腾你能赚多少 你钱不好出去也不好回来
    shiny
        2
    shiny  
    PRO
       21 days ago
    汇率在变动,赚这个钱也有风险
    ldx78203199
        3
    ldx78203199  
       21 days ago
    你换汇成本不考虑么
    lsylsy2
        4
    lsylsy2  
       21 days ago
    过去一年美元人民币从 7.3x 降到了现在的 6.86 中间价,落地先亏 6%+
    你的哪个存款收益有 6%以上?
    Rickkkkkkk
        5
    Rickkkkkkk  
       21 days ago
    严格讲就是非法的。你可以看外汇的用途,根本没有理财这一项。
    Reana
        6
    Reana  
       21 days ago
    违法,严格来说,贷款不允许用于投资理财、股市
    follower
        7
    follower  
       21 days ago
    给你抽贷就老实了
    Immunize
        8
    Immunize  
       21 days ago
    人民币有升值压力,利差早就给你出清了。
    docx
        9
    docx  
       21 days ago via iPhone
    纯属给自己找麻烦,出入金被盯上不说,那点收益根本不值,甚至可能因为汇率波动导致亏损。
    sddyzm
        10
    sddyzm  
    PRO
       21 days ago
    利率继续低下去这也算得上个挣钱的路子,不过要趁早干
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