如何找到较高利率的美元定期存款? - V2EX
V2EX = way to explore
V2EX 是一个关于分享和探索的地方
Sign Up Now
For Existing Member  Sign In
QianChuanQianYu

如何找到较高利率的美元定期存款?

  •  
  •   QianChuanQianYu Oct 31, 2023 2255 views
    This topic created in 911 days ago, the information mentioned may be changed or developed.
    发现 HSBC 的定存利率太低了,美元年化 1 点几。请问哪里定存利率高点呢?如何买美债呢?
    感谢!
    9 replies    2023-11-06 17:15:57 +08:00
    yazoox
        1
    yazoox  
       Oct 31, 2023
    同问。我看中国银行有 5%左右的美元理财,这个可以买么?我不太懂......
    QianChuanQianYu
        2
    QianChuanQianYu  
    OP
       Oct 31, 2023
    港卡
    gazi
        3
    gazi  
       Oct 31, 2023
    都已经有外币卡了,注册个盈透或者嘉信 买美债就好
    yiyiwa
        4
    yiyiwa  
       Oct 31, 2023
    ocbc 4.7%
    pixelbook
        5
    pixelbook  
       Oct 31, 2023
    最大的风险是汇率。
    举例:假设现在 8RMB=1 美元,未来如果 7 人民币=1 美元 则投资可能亏本
    loveumozart
        6
    loveumozart  
       Oct 31, 2023
    也许你应该看看 HSBC CN 而不是 HSBC HK
    Xs0ul
        7
    Xs0ul  
       Oct 31, 2023 via Android
    从美国的银行产品看,活期的 high yield saving account ,定期的 certificate of deposit
    gefranks
        8
    gefranks  
       Nov 1, 2023   1
    HSBC HK, 3 个月,6 个月定期 5% (持有)
    HSBC CN, 一年定期我看是 4.5%(最低 20k USD)
    HSBC relationship savings, 4.48-4.5% (持有)
    江苏银行有 5% (好像也有个最低的门槛)
    嘉信买 T-Bill 5.x%(持有)
    TD 买 CD 也有 5.x%(持有)
    IBKR 买美债不划算, 有手续费.
    napoleofj
        9
    napoleofj  
       Nov 6, 2023
    富达买 Money Market Funds
    About     Help     Advertise     Blog     API     FAQ     Solana     3408 Online   Highest 6679       Select Language
    创意工作者们的社区
    World is powered by solitude
    VERSION: 3.9.8.5 42ms UTC 11:00 PVG 19:00 LAX 04:00 JFK 07:00
    Do have faith in what you're doing.
    ubao msn snddm index pchome yahoo rakuten mypaper meadowduck bidyahoo youbao zxmzxm asda bnvcg cvbfg dfscv mmhjk xxddc yybgb zznbn ccubao uaitu acv GXCV ET GDG YH FG BCVB FJFH CBRE CBC GDG ET54 WRWR RWER WREW WRWER RWER SDG EW SF DSFSF fbbs ubao fhd dfg ewr dg df ewwr ewwr et ruyut utut dfg fgd gdfgt etg dfgt dfgd ert4 gd fgg wr 235 wer3 we vsdf sdf gdf ert xcv sdf rwer hfd dfg cvb rwf afb dfh jgh bmn lgh rty gfds cxv xcv xcs vdas fdf fgd cv sdf tert sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf sdf shasha9178 shasha9178 shasha9178 shasha9178 shasha9178 liflif2 liflif2 liflif2 liflif2 liflif2 liblib3 liblib3 liblib3 liblib3 liblib3 zhazha444 zhazha444 zhazha444 zhazha444 zhazha444 dende5 dende denden denden2 denden21 fenfen9 fenf619 fen619 fenfe9 fe619 sdf sdf sdf sdf sdf zhazh90 zhazh0 zhaa50 zha90 zh590 zho zhoz zhozh zhozho zhozho2 lislis lls95 lili95 lils5 liss9 sdf0ty987 sdft876 sdft9876 sdf09876 sd0t9876 sdf0ty98 sdf0976 sdf0ty986 sdf0ty96 sdf0t76 sdf0876 df0ty98 sf0t876 sd0ty76 sdy76 sdf76 sdf0t76 sdf0ty9 sdf0ty98 sdf0ty987 sdf0ty98 sdf6676 sdf876 sd876 sd876 sdf6 sdf6 sdf9876 sdf0t sdf06 sdf0ty9776 sdf0ty9776 sdf0ty76 sdf8876 sdf0t sd6 sdf06 s688876 sd688 sdf86